We spoke to the team at Aspirations Financial Advice, based at the Willow Brook Centre, Bradley Stoke, on seasonal tips to keep the bank balance fresh…
Spring time is traditionally time to spring clean the house, however, few people take the time to spring clean their finances! So, a few hints and tips…
Boost savings if you can – top up and use your ISA allowance.
Double check your energy / telephone providers – shop around. It only takes a minute on the internet and you could save yourself some money.
Never auto renew insurance policies. Again, shop around as insurers often inflate the auto renewal premium, hoping you won’t bother to switch.
Check your bank statements – do you have unknown/old direct debits that you haven’t cancelled? Take the time to go through and cancel those unwanted subscriptions, memberships and direct debits you no longer use or need.
At Aspirations we will continue to review our client’s portfolio’s providing updates and reports, helping and reassuring when required. One best practice is to ensure that each year everyone uses their ISA allowance within their portfolio, reducing their potential tax liabilities both in the current year and for future years.
We incorporate this tax planning service within our annual reviews to ensure our clients do not miss out on this opportunity. The new tax year starts on 6th April, so check older ISAs to make sure they are still earning a good interest rate, if not, we can help guide you to find something better!
Need advice on pension planning, investments, protection or mortgages? Come and see one of our advisers who will be happy to help. Don’t forget our first meeting is entirely free of charge!
If you know of any friends or family that would like to take advantage any of our services, please let them know our contact details.
Did you enter to win a family ticket to the Wild Place Project?
Who will be the first winner of 2018?
All clients who signed new business with Aspirations in the first quarter of this year, with their permission, have been entered into a prize drawer to win the tickets.
Draw will take place Thursday 29th March.
Aspirations Financial Advice will announce the winner in the next newsletter, online and social media feeds. There will be another draw for tickets at the end of the next quarter (July). Same rules apply.